Windermere, FL
B+
Overall3.0kPopulation

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

What does this tell us?

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

309/100

209% above national average

F

The Real Cost of Living in Windermere, FL

TierIndividualFamily (4)
Survival $56k$105k
Comfortable $176k$259k
Luxury $282k+$437k+
Elite (Top 5%) $494k+$766k+
Affordability Ratio

60%

The Area Signal

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean97%
RisksNeutralGrowth
Premium
39
Positive
32
Poor
0
Negative
2

Groceries

5 within 10 miles

1.9mi

Gas

20 within 10 miles

1.9mi

Hospital

20 within 20 miles

2mi

Airport

MCO — Orlando International

14.9mi

Post Office

USPS — Winter Garden, FL

5.3mi

Critical Amenities

Golf21Nearest 3.2 mi
Camping11Nearest 13.5 mi
Marina8Nearest 5.8 mi
Winery0Nearest 16.4 mi
Ice Rink0 
Gun Range1Nearest 5 mi

Quality-of-Life Analysis

Windermere, Florida, is one of the Orlando region’s most affluent enclaves, a town of roughly 3,000 residents where the cost of living index sits at 309—more than three times the national average. The community is defined by its gated lakefront estates, high concentration of professional athletes and executives, and a deliberate small-town atmosphere that contrasts sharply with the nearby tourist corridors of I-Drive and Disney World. Life here is quiet, private, and expensive, attracting those who prioritize space, water access, and top-tier schools over urban convenience.

How housing costs and affordability compare to nearby Orlando suburbs

Windermere’s median home value of $906,600 makes it one of the priciest ZIP codes in Central Florida, far exceeding the Orlando metro median of roughly $400,000. Rents are equally steep, with a median of $3,501 per month—nearly double the metro average. For context, neighboring communities like Dr. Phillips (median home value ~$650,000) and Winter Garden (~$550,000) offer more attainable entry points while still providing access to the same regional job centers. The town’s housing stock is dominated by custom-built single-family homes on large lots, many with private docks on the Butler Chain of Lakes. There is virtually no multifamily or rental inventory, which reinforces the area’s exclusivity but also limits options for younger professionals or downsizers. Property taxes in Orange County run about 1.1% of assessed value, meaning a $900,000 home carries an annual tax bill near $10,000—a significant but manageable cost for the target demographic.

What daily life is like for families: schools, amenities, and commute patterns

Windermere’s daily rhythm revolves around its highly rated public schools, particularly Windermere High School (A-rated, with a 95% graduation rate) and Windermere Elementary. The town’s small commercial core—Main Street—features a handful of upscale restaurants, a coffee shop, and a boutique grocery, but most residents drive 10–15 minutes to the Winter Garden Village or Dr. Phillips for major shopping and dining. The average commute of 30.9 minutes is slightly longer than the national average (26 minutes), reflecting the fact that many residents work in downtown Orlando (25 miles east) or in the tourism/tech corridor near Lake Nona. Recreational life centers on the lakes: boating, fishing, and waterskiing are common, and the West Orange Trail provides a paved 22-mile route for cycling and running. The town hosts seasonal events like the Windermere Art Festival and a Fourth of July parade, but nightlife is virtually nonexistent—residents seeking bars or live music head to Winter Garden’s Plant Street district.

Windermere is best suited for affluent families and retirees who value privacy, lakefront living, and school quality over walkability or urban energy. It is not a fit for budget-conscious buyers, renters, or those who want a short commute to Orlando’s core. For executives, professional athletes, and second-home buyers who can absorb the 309 cost-of-living index, Windermere offers a rare combination of gated seclusion and proximity to one of America’s busiest tourism economies—a trade-off that few other Central Florida suburbs can match.

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Crime

Overall Crime Grade
B+
Safe

Generally safer than 73% of comparable U.S. locations.

Crime Rate
9.0
Incidents per 1,000 residents
5yr Trend
+79.1%
Overall crime change since 2020

Violent Crime

5yr+74.5%
Homicide
0.02 / 1k ResidentsEqual to state avg
Robbery
0.23 / 1k ResidentsEqual to state avg
Aggravated Assault
1.25 / 1k ResidentsEqual to state avg

Property Crime

5yr+83.8%
Burglary
0.82 / 1k ResidentsEqual to state avg
Larceny-Theft
6.09 / 1k ResidentsEqual to state avg
Motor Vehicle Theft
0.43 / 1k ResidentsEqual to state avg
Source: FBI Crime Data · 2025

Crime Analysis

Windermere, Florida, is a notably safe small town within the Orlando metropolitan area, with violent and property crime rates significantly below both state and national averages. The town’s 2024 violent crime rate of 166.8 per 100,000 residents is roughly half the national average, while its property crime rate of 735.6 per 100,000 is about 40% lower than the U.S. median. However, as a wealthy enclave surrounded by a large metro area, residents should remain aware that the broader Orange County justice system operates under progressive policies that can affect public safety outcomes.

Crime in context

Windermere’s violent crime rate is 166.8 per 100,000, compared to the Florida state average of approximately 380 per 100,000 and the national average of 380 per 100,000. Property crime in Windermere stands at 735.6 per 100,000, well below the Florida average of roughly 1,900 per 100,000 and the national average of 1,954 per 100,000. These figures place Windermere among the safest municipalities in Central Florida. The town benefits from its own dedicated police department and a low-density, gated-community character that naturally limits opportunistic crime. However, because Windermere is a small jurisdiction within Orange County, its crime statistics can fluctuate year to year with a handful of incidents.

What residents experience

Most crime in Windermere is property-related, primarily theft from vehicles and package theft, rather than violent confrontations. The town’s violent incidents are rare and typically isolated, not random. A key concern for residents is the broader Orange County criminal justice environment. The area is served by a State Attorney’s office and judiciary that have adopted progressive policies, including reduced cash bail, diversion programs for property offenders, and a general emphasis on rehabilitation over incarceration. While these policies aim to reduce jail populations, they can result in repeat property offenders cycling back into affluent neighborhoods like Windermere. Residents report that stolen packages and vehicle break-ins are often committed by individuals who are quickly released, creating a perception that consequences are minimal.

Neighborhood-level safety in Windermere is highly consistent due to the town’s small size and uniform affluence. The gated communities along Main Street and the Butler Chain of Lakes area see the lowest incident rates, while the handful of public-access streets near the town’s commercial core experience slightly higher property crime. Overall, Windermere remains a low-crime community, but the progressive justice policies of the surrounding metro area mean that residents should take standard precautions—locking vehicles, securing packages, and using neighborhood watch—to maintain the town’s exceptional safety record.

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* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-05-12T16:50:10.000Z

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Windermere, FL