Germantown, WI
A
Overall20.9kPopulation

Photo: Wikipedia

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

What does this tell us?

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

118/100

18% above national average

A-

The Real Cost of Living in Germantown, WI

TierIndividualFamily (4)
Survival $21k$39k
Comfortable $69k$102k
Luxury $166k+$257k+
Elite (Top 5%) $195k+$302k+
Affordability Ratio

102%

The Area Signal

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean96%
RisksNeutralGrowth
Premium
31
Positive
11
Poor
1
Negative
1

Groceries

7 within 10 miles

1mi

Gas

20 within 10 miles

1mi

Hospital

20 within 20 miles

4.9mi

Airport

ORD — O'Hare International

87.5mi

Post Office

USPS — Germantown, WI

1.2mi

Critical Amenities

Golf10Nearest 0.6 mi
Camping6Nearest 18 mi
Marina0Nearest 17.3 mi
Winery2Nearest 8 mi
Ice Rink0Nearest 11.3 mi
Gun Range1Nearest 8.6 mi

Quality-of-Life Analysis

Germantown, Wisconsin, is an affluent suburban community in Washington County, roughly 25 miles northwest of Milwaukee, that attracts families and professionals seeking a balance of space, safety, and strong schools. With a cost of living index of 118 (18% above the national average), the village is notably more expensive than neighboring towns like Slinger or Hartford, but remains more affordable than Milwaukee’s near-north suburbs such as Mequon or Whitefish Bay. The population of roughly 20,000 is predominantly white-collar, with a median household income well above the state median, and the housing stock reflects that prosperity—single-family homes on generous lots dominate the landscape.

Cost of living, housing prices, and how Germantown compares to nearby suburbs

Germantown’s cost of living is driven primarily by housing. The median home value sits at $356,700, roughly 30% higher than the national median, while the median rent of $1,310 is more modest relative to home prices, indicating a strong owner-occupied market. Compared to Mequon (median home value ~$450,000) or Brookfield (~$400,000), Germantown offers a lower entry point for buyers seeking a similar suburban profile—good schools, low crime, and easy highway access. However, it is pricier than Menomonee Falls (median ~$330,000) or West Bend (~$290,000). Property taxes in Washington County average around 1.8% of assessed value, which is typical for southeastern Wisconsin but adds a meaningful monthly cost for homeowners. The average commute of 22 minutes is notably shorter than the national average of 26 minutes, a practical advantage for workers commuting to Milwaukee or Waukesha via Interstate 41/45.

Schools, parks, and what daily life is like for families in Germantown

Germantown’s quality of life is anchored by the Germantown School District, which consistently earns A ratings from Niche and GreatSchools, with Rockfield Elementary and Kennedy Middle School drawing particular praise for test scores and extracurricular offerings. The village maintains over 20 parks, including the 40-acre Firemen’s Park with its splash pad, sports fields, and the popular Germantown Farmers Market (May–October). Daily life revolves around the Village Centre shopping area along Pilgrim Road, where national retailers like Target and Kohl’s sit alongside local restaurants such as Bunzel’s Old-Fashioned Meat Market and Zaffiro’s Pizza. The community is car-dependent—public transit is minimal—but the compact layout and low traffic make errands quick. Crime rates are well below both state and national averages; the village reported fewer than 10 violent crimes in 2024, a figure that reinforces its reputation as a safe, family-oriented enclave.

Germantown is best suited for families and mid-career professionals who prioritize school quality, low crime, and a suburban lifestyle with easy Milwaukee access. Empty-nesters also find the village appealing for its quieter pace and proximity to medical facilities like Froedtert Germantown. Singles or young renters may find the social scene limited and the housing costs steep relative to local wages, but for those seeking a stable, well-resourced community with strong civic engagement, Germantown delivers consistently high marks.

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Crime

Overall Crime Grade
A+
Very Safe

Lower crime rates than 99% of comparable U.S. locations.

Crime Rate
1.1
Incidents per 1,000 residents
5yr Trend
−94.0%
Overall crime change since 2020

Violent Crime

5yr−93.3%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.00 / 1k Residents100% below state avg
Aggravated Assault
0.05 / 1k Residents97% below state avg

Property Crime

5yr−94.7%
Burglary
0.05 / 1k Residents95% below state avg
Larceny-Theft
1.00 / 1k Residents86% below state avg
Motor Vehicle Theft
0.00 / 1k Residents100% below state avg
Source: FBI Crime Data · 2025

Crime Analysis

Germantown, Wisconsin, is one of the safest communities in the Milwaukee metropolitan area, with violent crime rates that are a fraction of both the state and national averages. The village recorded a violent crime rate of just 4.7 incidents per 100,000 residents and a property crime rate of 104.5 per 100,000 in the most recent reporting period. These figures place Germantown among the lowest-crime suburbs in Washington County and the broader region.

Crime in context

To understand how safe Germantown is, compare its violent crime rate of 4.7 per 100,000 to the national average of roughly 380 per 100,000 and the Wisconsin state average of approximately 300 per 100,000. This means Germantown's violent crime rate is about 98% lower than the national average. Property crime in Germantown, at 104.5 per 100,000, is also dramatically lower than the national average of roughly 1,950 per 100,000 and the Wisconsin average of about 1,600 per 100,000. These statistics reflect a community where serious crime is exceptionally rare, and residents enjoy a high degree of personal safety.

What residents experience

For those living in or considering a move to Germantown, the data translates into a daily reality where concerns about theft, burglary, or assault are minimal. The village's low crime rates are consistent with its character as a family-oriented, suburban community with strong local governance and a well-funded police department. However, it is important to note that Germantown is part of the larger Milwaukee metropolitan area. Milwaukee County, particularly the city of Milwaukee itself, has experienced significant challenges with violent crime and property crime in recent years. Progressive prosecutorial policies in Milwaukee County, including those from the district attorney's office that emphasize diversion programs and reduced sentencing for certain offenses, have been cited by critics as contributing to higher recidivism and a perception of lawlessness in the urban core. While Germantown's own crime numbers remain excellent, its proximity to a large metro area with these justice-system dynamics means residents should remain aware that regional crime trends can occasionally spill over into surrounding suburbs.

Neighborhood-level variation within Germantown is minimal, given the village's small size and homogeneous housing stock. The vast majority of the community is composed of single-family homes in well-maintained subdivisions, with no statistically significant pockets of elevated crime. The village's commercial corridors along Mequon Road and Holy Hill Road see slightly higher rates of shoplifting and minor property crime, but these remain far below regional averages. Overall, Germantown offers a level of safety that is exceptional even by suburban standards, though the broader regional context of a large metro area with progressive criminal justice policies warrants a cautious perspective for prospective residents.

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* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T10:35:32.000Z

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Germantown, WI