Lake Stevens, WA
B-
Overall39.5kPopulation

Photo: Wikipedia

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

What does this tell us?

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

197/100

97% above national average

D+

The Real Cost of Living in Lake Stevens, WA

TierIndividualFamily (4)
Survival $35k$66k
Comfortable $104k$153k
Luxury $153k+$237k+
Elite (Top 5%) $180k+$279k+
Affordability Ratio

77%

The Area Signal

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean95%
RisksNeutralGrowth
Premium
27
Positive
9
Poor
1
Negative
0

Groceries

8 within 10 miles

0.5mi

Gas

20 within 10 miles

0.6mi

Hospital

8 within 20 miles

5.2mi

Airport

SEA — Seattle–Tacoma International

39.5mi

Post Office

USPS — Lake Stevens, WA

1.5mi

Critical Amenities

Golf6Nearest 5 mi
Camping20Nearest 10.7 mi
Marina4Nearest 4 mi
Winery1Nearest 2.4 mi
Ice Rink0 
Gun Range1Nearest 4.6 mi

Quality-of-Life Analysis

Lake Stevens, Washington, presents a distinctly affluent quality of life shaped by its position as a commuter haven for Seattle and Everett professionals, with a cost of living index of 197—nearly double the U.S. average. The city attracts a mix of established families, tech workers, and outdoor enthusiasts who prioritize space, lake access, and strong schools over urban proximity. With a median home value of $593,900 and median rent of $2,189, Lake Stevens sits at a premium price point that reflects its desirability as a quieter, nature-oriented alternative to the denser suburbs closer to Puget Sound.

Cost of living, housing affordability, and how Lake Stevens compares to nearby cities

Lake Stevens’ cost of living index of 197 is significantly higher than the national baseline, driven primarily by housing costs that outpace even some neighboring communities. The median home value of $593,900 is roughly 15% lower than nearby Everett’s median of around $650,000, but still well above the Snohomish County average of approximately $570,000. Renters face a median monthly rent of $2,189, which is comparable to Marysville but about $300 less than in downtown Everett. For buyers, the trade-off is clear: homes in Lake Stevens offer more square footage and larger lots than comparably priced properties in closer-in suburbs like Mill Creek or Bothell. However, the average commute of 35.9 minutes—among the longest in Snohomish County—reflects the distance from major employment hubs, with many residents driving to Boeing, Microsoft, or Amazon offices in Everett, Redmond, or Seattle. Property taxes remain moderate for Washington, typically around 0.9% of assessed value, but the overall housing burden means that households earning less than $110,000 annually may find homeownership challenging without significant savings.

Local amenities, school quality, and what daily life feels like for families

Daily life in Lake Stevens revolves around the namesake 1,000-acre lake, which anchors recreation with boating, fishing, and swimming at the city’s two public parks—North Cove and South Cove. The Lake Stevens School District consistently earns above-average ratings from GreatSchools, with Lake Stevens High School scoring 8 out of 10 and offering strong Advanced Placement programs. For errands and dining, the city center has grown with newer developments like the Lake Stevens Village shopping center, which includes a Safeway, Starbucks, and local restaurants such as The Bistro at Lake Stevens. The nearby Frontier Village area provides additional retail and medical services. Commuters rely heavily on U.S. Route 2 and Interstate 5, with the 35.9-minute average commute often stretching to 50 minutes during peak hours. The city’s annual Aquafest celebration in July draws thousands for a parade, boat races, and fireworks, reinforcing a tight-knit community feel. For outdoor recreation beyond the lake, the Centennial Trail offers 30 miles of paved walking and biking paths connecting to Snohomish and Arlington.

Lake Stevens is best suited for families and professionals who value lakefront lifestyle, strong schools, and a slower pace over urban convenience, and who can absorb the high housing costs and lengthy commute. Singles or renters on a tighter budget may find better value in Marysville or Arlington, while those seeking walkable urban amenities should look to Everett or downtown Seattle. For households earning above $120,000 annually, particularly those with children, Lake Stevens offers a compelling blend of natural beauty, community events, and educational quality that justifies its premium price tag.

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Crime

Overall Crime Grade
A
Very Safe

Lower crime rates than 87% of comparable U.S. locations.

Crime Rate
7.4
Incidents per 1,000 residents
5yr Trend
−14.5%
Overall crime change since 2020

Violent Crime

5yr−24.5%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.17 / 1k Residents65% below state avg
Aggravated Assault
0.62 / 1k Residents66% below state avg

Property Crime

5yr−4.4%
Burglary
0.69 / 1k Residents76% below state avg
Larceny-Theft
5.13 / 1k Residents60% below state avg
Motor Vehicle Theft
0.64 / 1k Residents72% below state avg
Source: FBI Crime Data · 2025

Crime Analysis

Lake Stevens, Washington, reports a violent crime rate of 97.8 incidents per 100,000 residents and a property crime rate of 646.3 per 100,000, figures that position it as a relatively safe community within the broader Snohomish County region. However, these statistics must be weighed against the reality that Lake Stevens sits within a large metropolitan area—the Seattle-Everett-Bellevue corridor—where progressive judicial policies and district attorney offices have increasingly prioritized diversion programs and reduced sentencing for property and drug-related offenses. This ideological approach, while intended to reduce incarceration, has been linked to higher recidivism and a perception that the justice system prioritizes offender rehabilitation over public safety and victim restitution.

Crime in context

Lake Stevens’ violent crime rate of 97.8 per 100,000 is significantly lower than the national average of roughly 380 per 100,000 and well below Washington state’s rate of approximately 330 per 100,000. Property crime at 646.3 per 100,000 also falls below the national average of about 1,950 per 100,000 and the state average of roughly 2,400 per 100,000. These numbers suggest that Lake Stevens itself is not a high-crime hotspot. Yet the surrounding Snohomish County environment is shaped by a district attorney’s office that has adopted progressive charging policies, including declining to prosecute certain low-level thefts and drug possessions. This creates a regional dynamic where property criminals may be emboldened, knowing that even if caught, consequences are often minimal. Residents should understand that while their immediate neighborhood may feel safe, the broader legal climate can attract opportunistic crime from nearby urban centers like Everett and Marysville.

What residents experience

Daily life in Lake Stevens is generally quiet, with most crime concentrated around retail corridors like the Lake Stevens Outlet Collection and along Highway 9. Residents report that vehicle break-ins and package thefts are the most common nuisances, often committed by individuals who travel from outside the city. The progressive judicial philosophy in Snohomish County—where judges frequently impose alternative sentences or probation for repeat property offenders—means that these crimes often go unpunished in a meaningful way. For example, a 2024 county report showed that over 60% of theft cases were either dismissed or diverted before trial. This directly impacts victims, who may see their stolen property never recovered and the perpetrator back on the street within days. For families and retirees, this creates a sense of vulnerability that the raw crime statistics do not fully capture.

Neighborhood-level variation is notable. Areas near Lake Stevens High School and newer developments like the Lundeen Parkway corridor experience lower crime due to active neighborhood watches and better lighting. In contrast, older neighborhoods closer to the city’s downtown core and along the 20th Street SE corridor see slightly higher rates of property crime. Gated communities and homes with visible security systems report fewer incidents, while renters in multi-family complexes near transit stops face elevated risk. Prospective residents are advised to check local police blotter data for specific blocks and to consider that the county’s lenient justice system means even low-crime areas are not immune to regional spillover effects.

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* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T11:11:48.000Z

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Lake Stevens, WA